BUYING HERE
First-time buyers
What lenders look at, how much cash it really takes to get to the table, and the questions worth asking before you fall in love with a house.
MODESTO & THE CENTRAL VALLEY
Modesto Real Estate Market: Housing and Mortgage Talk with Ed and Mike
Real Estate Jerky is a Central Valley show. Every week Ed Parcaut and Mike Kelly take the housing and mortgage headlines and talk about what they actually mean for people buying, selling, borrowing, and staying put around Modesto. No jargon, no hype, and no pretending a national number tells your street’s story.
Saturday noon · KFIV 1360 AM
Replay Sunday 3 PM · All times Pacific
WHO YOU’RE HEARING FROM
The numbers and the perspective.
Ed works in mortgage and lending. Mike works in local real estate. Between them you get both halves of the same decision: what a home is worth here, and what it costs to finance it. When something changes, they say so on the air instead of waiting for a headline to explain it.
Ed Parcaut · edparcaut.com · Mike Kelly · mikekellyrealtor.comSELLING HERE
Pricing and timing
How local homes get priced, what shows up in an appraisal, and why the same house can sit on one street and sell fast on the next.
STAYING PUT
Owning and maintaining
Refinancing, taxes and insurance, seasonal upkeep, and the Home Improvement Tip we share with listeners each week.
BRING US YOUR QUESTION
Ask about your own situation.
Send the question you would ask a lender or an agent if the clock were not running. Ed and Mike answer listener questions on the show, and you can stay anonymous if you would rather.
Email the show