REAL ESTATE JERKY RADIO

Ed Parcaut Explains Why Mortgage Lates Can Crush Buyer Approval

September 21, 2026 · 43:50

Ed Parcaut and Mike Kelly cover national housing inventory, price reductions, mortgage-rate pressure, FICO versus VantageScore, mortgage late payments, California and Stanislaus County market data, rare land listings, builder weakness, and homeownership wealth. National inventory fell to 873,978, median list price dropped to $439,000, days on market held at 70, and price reductions stayed at 42.08%. Ed explains why mortgage payment history matters, why VantageScore may help some borrowers compared with FICO, and why buyers should let a lender run the full file before deciding they cannot qualify. A full Real Estate Jerky market update with so