REAL ESTATE JERKY RADIO

Why Buyers Should Negotiate Now Before Mortgage Rates Drop

August 3, 2026 · 43:36

Ed Parcaut and Mike Kelly cover VA buyer strategy, FHA and CalHFA loan concerns, closing-cost negotiations, seller credits, 1-0 temporary buydowns, national housing inventory, California listings, Stanislaus County closings, retirement planning, and ballot tax concerns. National single-family inventory reached 865,223, up 5,864 from the prior week. California active listings remained well below what many buyers need, while Stanislaus County showed around 759 active listings and roughly 240 closed listings so far for July. Ed also explains why buyers may have more negotiating room right now, why that window could close when rates drop, and how